Retirement Plan Design

At simplify365®, we specialize in creating tailored retirement plans that ensure you, as a business owner or plan sponsor, meet your fiduciary duties while maximizing benefits for both your employees and yourself.

Why You Need an Effective Retirement Plan

We have found that many corporate retirement plans are burdened with excessive fees and outdated strategies. These issues often arise due to a “set it and forget it” approach from advisors who aren’t proactive about regularly reviewing or improving your plan. As a fiduciary, you are legally liable for the management of your plan, which makes it crucial to have a partner like simplify365® to guide you through the complexities of retirement planning and compliance.

Our Process: A Clear Path to Better Plans

We take a hands-on approach to optimize your retirement plan with a full assessment and benchmarking study. This process ensures that your plan is cost-effective and competitive within your industry:

Comprehensive Plan Review
Comprehensive Plan Review

We thoroughly analyze your current plan, comparing it against peer companies to identify potential savings on fees and opportunities for improvement.

Tailored Solutions
Tailored Solutions

Whether you're a small business with more flexibility or a larger organization with more rigid structures, we offer strategies that help maximize the benefits for both your employees and your bottom line.

Plan Optimization
Plan Optimization

We focus on key areas like fee reduction, participant education, and effective structuring to enhance the overall performance of your retirement plan.

Expertise Where You Need It Most

Our experience has shown that many corporate retirement plans — especially those in the $1,000,000 to $10,000,000 range — are underserved. This can lead to high fees, poor plan design, and a lack of education for participants. We address these challenges by offering:

Lower Fees
Lower Fees

Our goal is to negotiate lower costs for your plan, ensuring it's affordable and efficient.

Fiduciary Compliance
Fiduciary Compliance

Our process helps you stay on top of your fiduciary responsibilities, reducing your risk as a plan sponsor.

Ongoing Support
Ongoing Support

We don’t just set up your plan and leave. We provide continuous support and reviews to keep your retirement plan in optimal shape.

Freeing You to Focus on What Matters

We understand that as a business owner, your time is better spent growing your company than dealing with complex administrative and compliance tasks. Our team of retirement plan design specialists will assist you in seeing things through to the end swiftly and efficiently, so you can focus on what you do best—running your business.

With simplify365®, you can be confident that your retirement plan is designed to align with your business goals and your employees’ needs, providing long-term value for everyone involved.

Case Studies

Explore our key case studies below or browse all to see how simplify365® can help manage your wealth effectively.

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Reducing Corporate 401(k) Plan Costs by Over 30%

In this case study, John Vance, President and Founder of Vance Wealth, shares how his team helped a company with over 100 employees and $10 million in assets reduce their corporate 401(k) plan fees by more than 30%, saving over $335,000 annually. Through a thorough analysis and fee benchmarking, they restructured the plan’s investment menu and negotiated with Fidelity to significantly lower costs while adding valuable fiduciary services. This resulted in long-term savings for the employer and improved outcomes for employees.

Get Started with Tailored Retirement Plan Design

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